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As we age, many of us will require some form of long-term care. According to the National Institute on Aging, about 70% of people over the age of 65 will require long-term care services at some point in their lives. Long-term care can be very expensive, and it’s not covered by Medicare.
There are many reasons why you should consider home care services. Home care can be less expensive than other types of long-term care, such as nursing homes or assisted living facilities. Home care services can also be tailored to your specific needs. And, perhaps most importantly, home care allows you to age in place in the comfort of your own home.
If you’re considering home care services for yourself or a loved one, you might be wondering what the benefits are. Here are just a few of the reasons why home care services can be a great option:
Helps you stay in your own home.
If you’re aging or have a disability, you may want to stay in your own home rather than moving to an assisted living facility or nursing home. Home care services can help make that possible.
Depending on your needs and situation, home care services can include lots of things. You may not be able to go out like you used to. A home care provider can visit you at home to talk, watch TV, read together, and even play games. You’ll get the social contact you need, and won’t be bored all day.
Saves you money.
If you’re able to stay in your own home, you’ll likely save money on long-term care costs. Nursing homes and assisted living facilities can be very expensive, and home care services may be a more affordable option.
If you plan to leave your home and go into another living situation, you may want to research what long-term care costs are in your area. There may be cost-effective long-term care options available in your community.
Families pay for home health care in a variety of ways. Care may be covered by your health insurance, and there are also some government-funded home care programs. Many families choose to pay for care out of pocket.
If you’re paying for home care services out of your own savings or income, consider asking about all available government benefits that can help you pay for quality, personalized care for your aging loved one aspects of your care plan.
Seniors will pay around $2,448 per month on average for in-home care, which is less than the average $3,477 per month cost for an assisted living community, according to the Genworth 2018 Cost of Care Study.
Health insurance coverage and government benefits-eligible care plans often cover other care options in addition to home health care, including in-home personal care, non-medical home care, and long-term care. Your home health agency can explain your care and coverage options.
Provides personalized care.
When you choose home care services, you can get care that’s tailored to your specific needs. The care plan can be adjusted as your needs change, and you’ll have the same caregiver or team of caregivers providing you with consistent care.
Stay connected to your community.
If you’re able to stay in your own home, you can stay involved in your community. You can maintain your social connections and participate in the activities you enjoy.
With in-home care, you don’t have to change your routine. Healthy, delicious meals are cooked right in your own kitchen. Home care providers can take care of housekeeping, laundry and other domestic tasks, so you can spend your time on more important things.
Some seniors are also able to live independently with in-home health services. Home care providers can assist with medications, bathing, dressing and even physical therapy.
Improves your quality of life.
When you have home care services, you can have more control over your daily routine and your environment. You can also get help with the activities of daily living, such as bathing, dressing, and eating. This can all lead to an improved quality of life. Home care can also provide you with companionship and social interaction.
Less expensive than other types of long-term care.
According to the AARP, the average cost of home care is $21 per hour, while the average cost of a nursing home is $87,235 per year. Home care services can be much less expensive than other types of long-term care.
Tailored to your specific needs.
When you receive home care services, you can receive care that is specifically tailored to your needs. Home care services can be tailored to your schedule, your health needs, and your preferences.
Age in place in the comfort of your own home.
One of the best things about home care is that it allows you to age in place in the comfort of your own home. You can receive the care you need while remaining in your own home. This can be a great way to maintain your independence and autonomy.
Peace of Mind for Your Family
When you have home care services, your family can have peace of mind knowing that you are receiving the care you need. Home care can help to relieve the stress and burden that can be placed on family members.
Conclusion
If you or a loved one are considering home care services, there are many reasons to do so. Home care can be less expensive than other types of long-term care, and it can be tailored to your specific needs. It also allows you to age in place in the comfort of your own home. Finally, it can improve your quality of life.
